
Ford Explorer Cost of Ownership: What to Expect
If you’re considering the Ford Explorer as your next SUV, understanding the total cost of ownership is essential. At Moon Township Ford, we believe in providing you with all the information you need to make a confident decision. Here’s a detailed look at the various aspects to consider, including the purchase price, maintenance, and insurance costs, when you decide to take home a Ford Explorer.
Ford Explorer Price Range
The Ford Explorer is available at Moon Township Ford with a price range of approximately $48,000 to $51,000, depending on the trim level and optional features. Whether you’re interested in the base model or a fully loaded trim, the Ford Explorer delivers exceptional value with its spacious interior, advanced technology, and impressive performance.
However, the initial purchase price is just the beginning. Let’s break down other key expenses, including depreciation, insurance, maintenance, and financing, to give you a complete picture of the Ford Explorer’s cost of ownership.

Ford Explorer Insurance Cost
Another important consideration is the Ford Explorer insurance cost, as it directly impacts the money you spend on owning the vehicle. Over five years, insurance expenses typically range from $4,000 to $11,000, depending on factors such as:
- Your driving history and age
- Coverage levels and deductibles
- Location and vehicle usage
- The trim level and available safety features
Higher trims equipped with advanced safety technologies may qualify for discounted insurance rates. Our team at Moon Township Ford can help you explore insurance options that fit your needs.
Ford Explorer Maintenance Cost
Routine maintenance is essential to keep your Ford Explorer running smoothly. The estimated Ford Explorer maintenance cost over five years ranges from $3,000 to $4,000.
Drivers can also access various apps and services for maintenance, making it easier to schedule appointments and track service history.
This estimate includes:
- Regular oil changes
- Tire rotations and replacements
- Brake pad replacements
- General inspections and minor repairs
The certified technicians at Moon Township Ford are here to help you with all your maintenance needs, ensuring your Ford Explorer stays in top condition and retains its value.
Ford Explorer Monthly Payment and Interest Rates
If you’re financing your new Ford Explorer, your Ford Explorer monthly payment will depend on several factors, including:
- The purchase price and down payment
- The length of the loan (typically 36-72 months)
- The Ford Explorer interest rate, which varies based on your credit score
Our finance experts work with a network of lenders to secure competitive interest rates and loan terms tailored to your budget. When comparing the Ford Explorer with other vehicles, understanding these financial aspects can help you make an informed decision.
Five-Year Cost to Own
When you factor in the initial purchase price, depreciation, insurance, maintenance, and financing, the total five-year cost to own a Ford Explorer ranges from $59,000 to $75,000. Compared to other cars, including electric and hybrid vehicles, this figure may vary based on your driving habits and location, but it provides a solid estimate of what you can expect over the long term.

Why the Ford Explorer Is Worth It
Despite the associated costs, the Ford Explorer remains a top choice for families, adventurers, and professionals alike. It offers:
- Spacious seating for up to seven passengers
- Powerful engine options, including a hybrid powertrain on select model years
- Advanced safety features like Ford Co-Pilot360™
- Exceptional towing capacity for weekend adventures
When you choose a Ford Explorer from Moon Township Ford, you’re not just getting a reliable SUV—you’re investing in a vehicle that can handle your lifestyle with confidence and versatility.
Discover Ford Explorer Lease and Financing Options
Ready to experience the Ford Explorer? Visit Moon Township Ford today to explore our extensive inventory of new Ford Explorers. Our team is here to help you find the best Ford Explorer lease or financing option that fits your needs and budget.
Stop by our dealership or contact us today to schedule a test drive. Discover why drivers in Moon Township, PA, choose the Ford Explorer for their families and adventures. Drive with confidence and take on every journey in a Ford Explorer from Moon Township Ford!

