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Select A Payment Method

The search for your next car provides ample choices, and the options continue with how to pay for it. The great part about choosing a payment method is buying or leasing both offer attractive advantages for unique lifestyles. Our finance staff created this buy vs. lease car analysis list to display the pros and cons for each method so you can decide on the best plan. Take a look at the list below to determine if buying a car is better than leasing, and visit Moon Township Ford to make your pick.

Pros of Buying

- Our buy vs. lease car analysis shows how a finance plan avoids penalties for excessive driving because there are no mileage restrictions.
- Make your new Ford model your own by adding whatever you want because customization is allowed for ownership, unlike leasing.
- It is a great feeling making the final finance payment at the end of a term, where payments continue with a lease.
- Reduce the price of your next vehicle by trading in the one you own and applying its value to the purchase.

Cons of Buying

- Our buy vs. lease car analysis shows a considerable down payment may need to be applied to reduce the interest rate.
- Purchasing also comes with a sales tax.
- Service is paid out-of-pocket when the manufacturer’s warranty concludes.

Pros of Leasing

- At the beginning of a lease, the costs are much less because a significant down payment is not needed.
- Monthly payments are usually less than finance terms because there is not an interest rate added.
- Our buy vs. lease car analysis reveals that a lease provides more flexibility with smaller term lengths. This option potentially allows for upgrades to newer versions quicker than buying.
- There are fewer maintenance expenses because the manufacturer's warranty covers your new Ford model during the lease. We also offer hassle-free returns for leases.

Cons of Leasing

- Driving can be limited with mileage restrictions.
- There is always a monthly payment with a lease term.
- The car needs to be in pristine condition upon return.
- GAP Insurance should be added to cover the value of the car.

Buy or Lease a Ford Today

Search our magnificent Ford selection for the perfect model, and use our buy vs. lease car analysis to decide which payment plan suits you best. When you stop by Moon Township Ford for a test drive, ask our finance professionals about PA Ford lease deals and finance options.

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